Kaleidoscopes Consignment Shop Reflects Its Founder's Creativity

ACCION USA loan enables this small business to thrive and expand

Jessica Nickels dreamed of owning her own clothing store and making a better life for herself and her two daughters. But bad credit from a divorce and no high school diploma kept this dream out of reach. Undaunted, Jessica kept scouring Atlanta yard sales for the latest styles and fashionable bargains, building up an impressive inventory. But she still didn't have the money to cover the start-up expenses, or the credit rating needed to qualify for a small business loan from a traditional bank.

A well-timed business loan gets a company off the ground
"I didn't have money for things like a cash register and credit card machine," recalls Jessica, who grew increasingly frustrated by the limits her financial situation put on her entrepreneurial spirit. Then a friend told her about ACCION USA, and she applied for a business loan successfully. After a few short consultations, she secured a loan for $3000. This crucial loan let her rent a shop in the high-traffic business district of Marietta Square, expand her inventory to include children's clothes—and leave frustration behind.

"I couldn't have started without the loan," she says. "That's where ACCION came in. They understand." With ACCION USA, Jessica could get access to critical start-up financing that let her establish and expand her young business. Today, she goes to work every day, happy and confident. "It's been hard, but we made it," she says proudly. "And ACCION USA helped me get started."

A resource for entrepreneurs
Entrepreneurs like Jessica Nickels may have the vision, talent and enthusiasm they need to start a business—but lack the financing to get started. If you have an entrepreneurial spirit but lack capital to help make your dream a reality, apply for a small business loan from ACCION USA today.

___________________________________

To read our other Client Success Stories from Georgia, please click on the photos below:

Peter Nwachukwu Correct Emissions

Carlos Mahone 71 Barbershop