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How Do I Get a Small Business Loan?

Getting a small business loan from ACCION USA is easy. There are several convenient ways to begin the loan process. 

If you have any questions, call us at (866) 245-0783, or email loans@accionusa.org.  Clique aqui para ler essa página em Português.

• Online — Apply for an ACCION USA loan using our Online Small Business Loan Application. It’s fast and simple and you can complete the application in less than one hour.
  
  
• By Email, Fax or Mail — Simply download and fill out our Small Business Loan Application.  Choose one of these three ways to send us your application:   
   
  
  • Click on 'Submit by Email' on the top right corner of the form to send it via email
    
    
  • Fax it to: (877) 787-2574
    
    
  • Mail it to:
    ACCION USA
    56 Roland St.
    Suite 300
    Boston, MA  02129
    
    
• Download our loan application (requires  Adobe Acrobat Reader)

• In person — Visit the ACCION USA or partner office nearest you and apply for a loan in person.
  
  
  • Florida
  • Georgia
  • New England
  • Nationwide 

What Happens After I Apply?

Once we receive your application and all supporting documentation, a decision can be made in as little as five business days.  An ACCION USA loan officer will contact you to complete the application process.

Supporting documentation may include:

• Financial Information
  • Business and personal bank statements
  • Business financial or Quickbooks statements, if available
    
    
• Current photo ID (government-issued)
  
  
• Collateral information
  • Automobiles (e.g. make, model, VIN#, mileage)
  • Business equipment or personal assets
    
    
• Co-borrower information (if applicable)
  • All business partners and co-owners are generally required to participate in the loan as a co-borrower
    
    
• For start-ups (businesses in operation for less than 12 months):
  • Detailed business plan
  • 12 months of cash flow projections

You may be required to submit other documents as needed.