"Gina Harman is president and CEO of Accion USA, a nonprofit microfinance organization that has helped more than 13,000 entrepreneurs in the U.S.  What is microfinance, and how does it work in this country?... Here in the U.S., we make loans to very small businesses-the kind that banks often feel aren't worth the risk. The average loan is $7000. Though we are a nonprofit, the money is not charity-91% of the loans we make are repaid."

Read the full Parade.com article here.