About ACCION USA

At ACCION USA, we're committed to bringing affordable microfinance solutions to small business owners who need them. We're an organization with a nationwide reach that has helped thousands of small business owners grow and thrive. A recognized leader in U.S. microfinance, we help small business owners use microloans to build their businesses.  ACCION USA is part of the U.S. ACCION Network, the largest domestic microlending network, with over $272 million lent since inception in 1991.

Download a PDF fact sheet about ACCION USA

Our Mission

 As a leader in U.S. microfinance, ACCION USA empowers low-to-moderate income business owners through access to capital and financial education. With economic opportunity, these entrepreneurs—often minorities and women—can build assets, better provide for their families, create employment and strengthen their communities.

Our History

ACCION USA was established in 1991 as the domestic arm of ACCION International, a global microfinance organization with the mission of providing people with the financial tools needed to work their way out of poverty.  Based on the success of the Brooklyn-based pilot program and the vast need for microfinance services in the United States, ACCION established direct lending offices in other major U.S. metropolitan areas. In 2000, ACCION USA was formed, launching programs in Georgia, New England and Florida over the next three years. In 2008, ACCION USA combined operations with licensee ACCION New York and began to serve New York- and New Jersey-based small businesses. 

Today, ACCION USA's footprint is nationwide.  With our online lending platform and licensees serving the Texas, Louisiana, New Mexico, Colorado, Arizona, Chicago, and San Diego markets, entrepreneurs coast-to-coast have access to microloan services. In total, ACCION USA and our affiliates provide 75 percent of microloan services in the United States.

LEADING U.S. MICROFINANCE

 ACCION USA is a recognized leader in the field of U.S. microfinance.  We have provided over $119 million in over 19,500 loans (as of 1/1/10) that provide the opportunity to grow a small business into an entity that positively contributes to family income and community development.  Our awards and honors include:

• The Presidential Award for Excellence in Microenterprise Development for Program Innovation awarded to the U.S. ACCION Network in 1998
• Four star rating on Charity Navigator awarded in 2008.
• New York City Neighborhood Achievement Award Winner in 2009 for Minority/Women-owned Business Enterprise Advocate of the Year
• 2009 Boston Business Journal Corporate Citizenship Partner of the Year honoree
• NOVO Award from the Greater Miami Chamber of Commerce
• Our parent organization, ACCION International, was recognized as a leader in microfinance by Philanthropedia's Microfinance Expert Mutual Fund.