Financial Tips

Break-Even Analysis & Making a Profit

December 8, 2008

Business Owner ACCION USADo you know how many products your business needs to sell in order to cover its costs? This article will discuss how to determine the break-even point for your business. Break-even analysis is useful in determining the amount of sales that your business requires in order to start making a profit.

To calculate the Break-Even Point for your business:

1. Determine your Fixed Costs: Fixed costs are those costs that you cannot avoid paying. For example, rent, utilities, and insurance payments are usually considered fixed costs. If you own a salon and you spend $800 per month on rent, $300 on insurance, and $100 on utilities, your monthly fixed costs are $1200.

2. Calculate Sales Revenue: This has to be a realistic projection of your revenue per sale and/or per month. If you think that you will do 100 haircuts per month and you will charge $20 for each haircut, your revenue per sale is $20 and your monthly sales revenue is $2000 ($20 * 100).Calculator ACCION USA

3. Calculate Gross Profits: This includes whatever money is left over after you pay for the costs of making the sale. If you spend $5 for each haircut ($1 for shampoo and $4 for employee salary), your average gross profit per sale is $15 ($20-$5) and your gross profit per month is $1500 ($15 * 100)

4. Calculate the Gross Profit Percentage: This is calculated by dividing the average sales revenue from the average gross profit. In this case, the gross profit percentage would be 0.75, or 75% ($15/$20). This means that for every dollar earned, 75 cents is profit.

5. Calculate the Break-Even Point: Now you can divide the fixed costs by the gross profit percentage to find how many units you need to sell to break even. Your break-even point is $1600 ($1200/0.75), or 80 haircuts per month ($1600/$20).

Because you expect to do 100 haircuts per month, you will earn enough money to cover your costs and make a profit. However, if you do less than 80 haircuts in a month, your business will lose money. If you make exactly 80 haircuts, you will break even and will be able to cover your expenses but will not make a profit.

Tip: If you cannot break even, you will need to find a way to reduce your break-even point. For example, you could consider working from home to avoid the rent expense, finding a less expensive source of supplies, or increasing the price of your products or services.

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Language / Idioma: English

Type: Tip

Tip Topic: Record Keeping

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