Affordable Small Business Loans for Growing Businesses

ACCION USA helps qualified small businesses grow with affordable small business & startup loans. We help you take a step towards building your credit, too, because we report to all three credit bureaus. Learn more about the benefits of ACCION USA loans.

• Loan sizes from $500 to $50,000 ($30,000 maximum for start-up businesses with less than 6 months in operation).
• Loan terms up to 60 months
• Installment and balloon types offered
• Competitive, fixed annual interest rates from 8% to 15%
• Closing costs of 3% to 6% of the loan amount will be financed into your loan (included application and servicing fees)

What Loan amount is right for you?

Your loan consultant will work with you to determine what loan size best meets the needs of your small business—your income must be able to comfortably support monthly loan payments. The chart below shows approximate monthly payment amounts for common loan sizes, and can help you to decide what loan amount is right for you.

* Please note that this is based on an interest rate of 11% and a closing fee of 5% and depends on the term of the loan, which is generally about two years. Your specific payment schedule will be calculated at the time of closing based on the evaluation of your application.

Ready to apply online?

Be sure that you've taken a moment to find out if ACCION USA is a good fit for your small business.