Affordable Small Business Loans for Growing Businesses

ACCION USA helps qualified small businesses grow with affordable small business & startup loans. We help you take a step towards building your credit, too, because we report to all three credit bureaus. Learn more about the benefits of ACCION USA loans.

Small Business Loan Products

• Business Loans up to $50,000: for established, profitable businesses Review requirements
  
• Start-Up Loans up to $30,000: for businesses with 6 or more months in operation, but that are not yet profitable Review requirements
  
• Transition Business Loans up to $30,000: for the purchase of an existing business or a change in business location Review requirements
  

Interest Rates, Terms, and Fees

• Loan terms up to 60 months
• Installment and balloon types offered
• Competitive, fixed annual interest rates from 8.99% to 15.99%
• Closing costs of 3% to 5% of the loan amount (minimum of $100) and a $30 application fee will be financed into your loan

What Loan amount is right for you?

Your loan consultant will work with you to determine what loan size best meets the needs of your small business—your income must be able to comfortably support monthly loan payments. The chart below shows approximate monthly payment amounts for common loan sizes, and can help you to decide what loan amount is right for you.

* Please note that this is based on an interest rate of 11% and a closing fee of 5% and depends on the term of the loan, which is generally about two years. Your specific payment schedule will be calculated at the time of closing based on the evaluation of your application.

Ready to apply online?

Be sure that you've taken a moment to review our loan requirements.