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	<title>Main Street Microfinance &#187; expressions</title>
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	<description>Insights on microfinance in the U.S.</description>
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		<title>Back to School, Back to Small Business</title>
		<link>http://www.accionusa.org/blog/index.php/2009/09/23/back-to-school-back-to-small-business/</link>
		<comments>http://www.accionusa.org/blog/index.php/2009/09/23/back-to-school-back-to-small-business/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 15:29:47 +0000</pubDate>
		<dc:creator>Elise Tosun</dc:creator>
				<category><![CDATA[Stories from the Field]]></category>
		<category><![CDATA[Success Stories]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[expressions]]></category>
		<category><![CDATA[success story]]></category>

		<guid isPermaLink="false">http://www.accionusa.org/blog/?p=518</guid>
		<description><![CDATA[With the end of summer upon us, our minds turn to fall, when kids (and some adults) return to school and the rest of us return to work from our late-summer vacations. Patsy and Yanique, of Expressions Education Center, have already been thinking about and preparing for back-to-school season for the last few months. As [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_520" class="wp-caption alignleft" style="width: 259px"><img class="size-full wp-image-520 " title="ACCION USA client borrower" src="http://www.accionusa.org/blog/wp-content/uploads/2009/09/expressions.jpg" alt="Patsy and her daughter, Yanique, at Expressions Education Center" width="249" height="332" /><p class="wp-caption-text">Patsy and her daughter, Yanique, at Expressions Education Center</p></div>
<p>With the end of summer upon us, our minds turn to fall, when kids (and some adults) return to school and the rest of us return to work from our late-summer vacations. Patsy and Yanique, of <a href="http://www.expressionsedu.com">Expressions Education Center</a>, have already been thinking about and preparing for back-to-school season for the last few months. As they wrap up their summer camp session, they are registering elementary-school students for the fall term of their after-school tutoring program.</p>
<p>Patsy, a native of Jamaica and a teacher by trade, started Expressions out of her Brooklyn home fifteen years ago when she saw that her students needed more one-on-one help with their schoolwork. Soon after, Patsy’s business grew to occupy a building in Flatbush, and her daughter Yanique joined to help her mother develop business strategy. They hired additional teachers to meet their community’s growing interest.</p>
<p>Having no luck with local banks, Patsy had to rely on expensive credit cards to finance her initial business investment. She received a loan from <a href="http://www.accionusa.org">ACCION USA</a> last year in order to make some renovations required by the city government, and used part of the loan to begin paying down her expensive debt. For small business owners like Patsy, who have to rely on credit cards for large investments, ACCION USA provides one of the only low-cost options available.</p>
<p>Patsy and Yanique’s business is much more than just an after-school day care center for kids with working parents. They have created a fun environment for holistic academic and nutritional learning that kids are excited to come to after school. Patsy and Yanique have even begun expanding their music class options from piano and flute to more unique instruments like trumpets and drums. They also plan to continue their popular baking contests – in addition to being a good way to teach kids the valuable lesson of how to follow directions, there aren’t any complaints about consuming the resulting sweets.</p>
<p>For the Fall schedule, check out the <a href="http://www.expressionsedu.com/Events_News.html">events page</a> of Expressions’ website!</p>
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